Credit insurance is an invaluable aid to successful national and international business-to-business trade. It covers the risk of financial loss that can occur when trade credit is offered by a business to its corporate customers. The risk of non-payment, either because the customer may be unable or unwilling to pay, or because an unforeseen event prevents successful completion of the sales: for instance, a shortage of the currency of the contract in the customer’s country, or government intervention, or a natural disaster.