Group Personal Accident is a policy that provide a group of people with 24 hours protection against accidental injury resulting from works, sports, leisure, domestic and other activities carried out anywhere in the world.
Benefits
- Death Benefit
A total of Accidental Sum Assured will be paid in the event of Accidental Death of the insured.
- Permanent Disablement
Upon disability due to an accident, an amount of up to total Accidental Sum Assured is payable depending on the percentage as written in the Table of Benefits.
- Funeral Allowance
An amount of 10% of the Accidental Sum Assured or RM 2,000 whichever is lower, is payable to the beneficiary for funeral and cremation expenses.
- Temporary Total and Partial Disablement
A weekly benefit amounting to the amount specified is payable in the event the insured is totally or partially disabled and unable to attend to all duties pertaining to his/her usual occupation or business.
- Accidental Hospital Income
A weekly benefit amounting to the amount specifies is payable up to a maximum of 104 weeks in the event the insured is hospitalised for treatment of accidental injuries.
- Travelling Allowance
A specific amount is payable to the insured's immediate family members for travelling expenses to and from the hospital.
- Accidental Medical Expenses
Necessary and reasonable medical expenses incurred for treatment of injuries resulting from an accident will be reimbursed according to the specific limit per accident.